Law Office Of DAWN PAPAELIOU, P.C. ........................................................Your Las Vegas Bankruptcy Advocate

BANKRUPTCY RELIEF IS IMMEDIATE.  IT HALTS CREDITORS IN THEIR TRACKS!

BANKRUPTCY STOPS:

• Home Foreclosures
• Garnishments
• Collection Calls and Letters
• Payday Loan Repayments
• Vehicle Repossessions
• IRS Levies . . . more!

BANKRUPTCY ALSO ELIMINATES MOST DEBT INCLUDING:

• Mortgage Deficiencies
• Vehicle Deficiencies
• Credit Card Debt
• Medical Debt
• Judgments
• Payday Loans
• Certain Tax Debt and more!

BANKRUPTCY IS A STREAMLINED PROCESS OF DEBT FORGIVENESS.  It is the only way to eliminate most if not all of your debt at the same time.  Only federal bankruptcy law protects your assets from collection while offering a "true" forgiveness of debt and protection of that discharge.  Bankruptcy binds your creditors and prevents them from ever demanding repayment again. 

BE WARY of debt collectors, debt consolidators, and credit counselors, who make a multitude of promises. Their promises are not guaranteed by law.   Most consolidation deals are too good to be true and have strings attached.  Some companies simply fail to follow through with the terms of the proposed agreement.  A few uncompromising creditors often can defeat a settlement that requires complete participation in order to get you back on your feet.

Furthermore, abuse within the debt collection and consolidation industries is rampant at this time. News abounds of honest people who while attempting to repay their debt get cheated by unscrupulous debt collectors and/or fly-by-night debt consolidation companies. These poor folks lose their money in the process and wind up in bankruptcy anyway.

WHEN UNEXPECTED EVENTS DEVASTATE YOUR LIFE, BANKRUPTCY IS AN OPTION.   When unexpected events strip you of the ability to pay your monthly bills, bankruptcy gives you a fresh start.  Some events simply cannot be predicted such as:

• Job Change or Termination
• Reduction in Work Hours or Job Status
• Divorce
• Personal or Family Health Issues
• Family Catastrophe
• Poor or No Health Insurance Coverage
• Over-Extension of Credit Obligations
• Unforeseen Expenses While Living Paycheck to Paycheck

LET THE LAW WORK FOR YOU.  Upon filing for bankruptcy protection, the provision known as the "automatic stay" becomes effective. The automatic stay immediately bars most creditorsÂ’ collection efforts whether made directly, by mail, or by phone. This means that your creditors cannot demand payment for any of the debt you owe once your bankruptcy petition is filed with the Bankruptcy Court.

STOP THE DAILY STRUGGLE!  Start living again.  Bankruptcy helps you regain control of your future.  Take the first step now. 

• FREE CONSULTATION! 
• DIRECT ATTORNEY REPRESENTATION!
• LOW FLAT FEES!